Apple Pay is an Apple service that lets you use your iPhone to pay for items in participating retail stores.
To set up Apple Pay, you’ll need to download the iOS 8.0 or later software and create a payment card profile with a credit or debit card that supports Apple Pay. You can also use your PayPal account if you don’t want to create a payment card profile.
After you’ve set up Apple Pay, you can add items to your cart and pay for them with just one touch of the Touch ID fingerprint sensor on your Apple gadgets.
If your phone is ever lost or stolen, all the payment information associated with it is protected by Touch ID and will not be accessible without first entering the passcode on your device.
And because transactions are processed instantly and in real time, there’s no waiting around for merchant authorization before you can pay for an item.
You can even use Apple Pay to purchase things from apps and websites that don’t yet support it, so check back frequently to see which retailers are supported and which aren’t!
If you want to cancel a payment, please follow these instructions.
- Open the Messages app, then click the conversation and tap the payment
- The Apple Pay cash-card icon is on the Wallet app
- Under Latest Transactions, tap the payment, then tap it again
- Click cancel payment
If the transaction is not marked Cancel Payment, the person has likely previously agreed to the payment. Try asking the person who sent the money to you to return it to you.
Some banks require that you wait 1-3 days to get back the money after a transaction.
Just like with any payment, a person can only make a payment to someone whom he knows. You can use Apple Pay to pay someone you trust.
If there are questions or concerns regarding a purchase, it is important that you inform us as soon as possible.
Apple Pay is a convenient way to pay for your purchases, but it is not a replacement for a physical wallet.
It’s important to keep your phone and payment cards safe, so remember to: Keep your phone and cards close to you at all times.
Don’t store them in pockets or bags that can easily be lost. Keep them away from liquids, electronics and magnetic fields like those found in speakers.
Always use your PIN code if you’ve forgotten your password. Never hand out your payment information or device to anyone else without first getting their permission and ensuring that they know how to securely use Apple Pay on their device.
When shopping online, do not share passwords for online accounts or e-mail accounts with anyone else including family members, friends, roommates and acquaintances.
The transactions are irreversible after you submit them so make sure that the person who receives the money has agreed to it first by asking them for their name and address then making sure that they know how to use Apple Pay on their device.